Does Insurance Actually Pay For ANYTHING?

So in my nervousness about my appointment with my lady doctor tomorrow i decided to check my insurance packet thing (that i never bothered to read before today) and check what services are covered. When it comes to the magical land of IF, it doesn't seem like much. No medications. A handful of procedures that i'll have to google cause i have no idea what the heck they are... maybe i'll list them here and some wise fairy from the interwebs will just tell me.

1. Fulguration of ova ducts - from what google tells me this is some sort of surgery thingy.

2. Hysteroscopy - take a fancy look at uterus lining.

3. Hysterosalpingogram - x-ray of uterus and fallopian tubes.

4. Larascopy - surgery with a stick instead of cutting you open.

5. Certain laboratory tests - oh thanks a lot insurance company. that is SOOOOO helpful. wtf? did the author of this terrible benefits packet go home early that day and leave it at that? WHAT DOES IT MEAN!?!?

There is something here called an adoption indemnity benefit, up to $4,000 for our state. Apparently that means we'll be reimbursed up to $4,000 if we adopt a newborn that's less than 90-days old. Yea, like those are easy to come by. sheesh. Everyone knows how fricking in demand newborns are when it comes to adoption. Eff you insurance company, maybe we wanted to adopt a 2 year-old. Y U NO PAY US FOR THAT?!! (A brief note, i myself was adopted and have always wanted to adopt at least one child, regardless of whether or not Hubbs and i would be able to conceive one of our own. Luckily Hubbs is totally on board for this and i am so thankful for that. Starting next August we'll be eligible to put our names down on the adoption list and we are super excited about it.)

I'm suddenly incredibly fearful about how much all of this is going to cost us. Especially since Hubbs is currently out of work and i'm on a medical leave from my job for the complete and utter emotional turmoil that has been my state of mind for the last month or so.

I'm certain being stressed about everything isn't helping the situation. I managed to force myself to sleep for 14 hours yesterday and all day today i've just been feeling nauseated and have this annoying twinge of pain coming from the general area of Lefty (sure, why not name the giant left ovary. Lefty, seems like a good name).

I'm just going to do the best that i can to remain calm. I have also yet to explain to Hubbs that at some point during all this, he's probably gonna have to aim some of his swimmers into a cup... maybe i'll let the nice lady doctor explain that tomorrow.

I just want to take a moment to gush about Hubbs. He knows i have an affinity for sweet treats, especially when i'm feeling down. After he went to the eye doctor to get his new glasses tweaked, he came home, opened the door, had both his hands behind his back. And said "Pick left or right, choose wisely" he paused and said "ok, i'll let you choose by looking instead" he brought home 2 Wendy's frosty shakes, one chocolate, one strawberry. Knowing his affinity for strawberry, and mine for chocolate, i chose chocolate. He then said "i thought you might need a sweet treat". Have i mentioned how much i love this man?